Terms and Conditions
Last Updated: July 17, 2025
These Terms and Conditions (“Terms”) govern your use of the website creeladvisory.com and the services provided by Creel Advisory (“we,” “us,” or “our”), including bookkeeping, financial reporting, tax preparation support, payroll management, business credit reporting, loan preparation, and virtual CFO services (collectively, “Services”). By accessing or using our website or Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.
1. Acceptance of Terms
By registering for, accessing, or using our Services, you confirm that you are at least 18 years old and have the legal capacity to enter into a binding agreement. These Terms constitute a legally enforceable contract between you and us.
2. Description of Services
We provide professional financial and administrative services tailored to your business needs. Services are offered on a subscription, project, or hourly basis, as outlined in your service agreement or pricing plan. All services are subject to availability and may be modified or discontinued at our discretion with reasonable notice.
3. User Responsibilities
You agree to:
Provide accurate, complete, and current information required for our Services.
Use the Services solely for lawful purposes and in compliance with all applicable laws.
Safeguard your account credentials and notify us immediately of any unauthorized use.
Ensure that any financial data or documents you provide are legitimate and authorized.
4. Payment Terms
Services are billed according to the agreed-upon plan (e.g., monthly, quarterly). Payment is due upon invoice issuance unless otherwise stated.
Accepted payment methods include credit card, bank transfer. Late payments may incur a fee of 10% per month.
All fees are non-refundable except as required by law or at our sole discretion.
5. Intellectual Property
All content, materials, and intellectual property on our website, including designs, reports, and tools, are owned by us or our licensors. You are granted a limited, non-exclusive, non-transferable license to use the Services for your business purposes, subject to these Terms. You may not reproduce, distribute, or modify our intellectual property without prior written consent.
6. Limitation of Liability
To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, or consequential damages arising from your use of the Services, including loss of profits or data. Our total liability shall not exceed the fees paid by you to us in the 12 months preceding the claim. We are not responsible for errors in data provided by you or third parties.
7. Termination
We may suspend or terminate your access to the Services at our discretion if you breach these Terms, fail to pay fees, or engage in prohibited activities. You may terminate your account with 30 days’ written notice, subject to any minimum commitment period in your service agreement. Upon termination, you must settle all outstanding fees.
8. Confidentiality
We treat all financial and personal information you provide as confidential and handle it in accordance with our Privacy Policy. You agree not to disclose any proprietary information or reports we provide without our consent, except as required by law.
9. Third-Party Services
Our Services may integrate with or link to third-party platforms (e.g., payment processors, accounting software). We are not responsible for the performance, privacy practices, or content of these third parties. Your use of such services is governed by their terms.
10. Governing Law
These Terms are governed by the laws of the State of Mississippi, without regard to conflict of law principles. Any disputes will be resolved in the courts of Harrison County, Mississippi.
11. Changes to Terms
We may update these Terms to reflect changes in our Services or legal requirements. We will notify you of significant changes via email or a notice on our website at least 30 days in advance. Continued use of the Services after such changes constitutes acceptance of the new Terms.
12. Contact Us
For questions or concerns about these Terms, please contact us at:
Creel Advisory
info@creeladvisory.com